Cashback & Rewards: 17 Best Shopping Apps with Bonuses (Android & iPhone)

Why spend more when you can earn while spending?

Cashback and rewards shopping apps are changing how you shop by giving you money or points back for your purchases. Whether you're buying clothes, groceries, or tech gadgets, these apps let you earn rewards every time you spend. So, why not get paid for something you’re already doing?

What Are Cashback & Rewards Shopping Apps?

These apps work by rewarding you with cashback or points when you shop. Some apps are affiliate-based, meaning they earn a commission from retailers when you shop through their platform and share a portion with you. Others are card-linked, automatically offering you cashback when you use your linked credit or debit card.

You can access these apps on platforms like Android, iOS, or even through web browsers with extensions.

In this guide, we’ll introduce you to 17 of the best cashback and rewards apps. You’ll learn how they work, who should use them, and discover tips for maximizing your savings. Whether you’re new to cashback apps or looking to switch, this guide has you covered!

Key Features to Look for in Cashback Apps

When choosing the right cashback app, here are the key features to keep in mind:

Real-time cashback tracking: You’ll want to see your cashback grow instantly after your purchase, so you know exactly how much you're earning.
Wide range of retailers: More stores mean more opportunities to earn cashback. Make sure the app includes the brands you shop with the most.
Bonus and referral systems: Look for apps that offer sign-up bonuses and reward you for referring friends. It’s an easy way to make even more money.
Payout methods: Check if the app supports popular payout options like PayPal, bank transfers, or gift cards. The more choices, the better!
Low cashout threshold: Some apps require you to earn $25 before cashing out, while others allow you to redeem at just $1 or $5. Choose one that fits your style.

17 Best Cashback & Reward Shopping Apps

1. Rakuten (Ebates)

Platform: Android, iOS, Web

Features:

Up to 10% cashback at 3,500+ stores
$30 referral bonus
PayPal or check payouts every quarter
Pros: Easy to use, reliable payouts
Cons: Quarterly payout delays
Best For: Online shoppers looking for top-tier retailers

2. Ibotta

Platform: Android, iOS

Features:

Cashback on groceries, clothes, and travel
Receipt scanning or linked loyalty accounts
$5–$20 welcome bonus
Pros: Great for groceries and household shopping
Cons: Requires effort to scan/upload receipts
Best For: In-store and grocery shoppers

3. Honey (by PayPal)

Platform: Browser Extension, iOS app

Features:

Automatic coupon code finder
"Honey Gold" rewards for gift cards
Pros: Combines coupons and rewards
Cons: No direct cash payouts
Best For: Deal hunters and coupon lovers

4. Fetch Rewards

Platform: Android, iOS

Features:

Scan receipts for points
Redeem for gift cards
Pros: Fast, fun, and easy
Cons: Points may be low unless brand-specific
Best For: Quick earners and brand loyalty shoppers

5. Shopkick

Platform: Android, iOS

Features:

Earn points for walking into stores
Scan barcodes and purchase
Pros: Earn without purchases
Cons: Slower to earn big rewards
Best For: Casual, non-spending users

6. TopCashback

Platform: Android, iOS, Web

Features:

Higher cashback rates than competitors
4,000+ stores
Pros: High cashback percentages
Cons: Slower processing times
Best For: Online shopping pros

7. Dosh

Platform: Android, iOS

Features:

Auto-cashback via linked cards
Dining, shopping, and hotel rewards
Pros: Set-it-and-forget-it simplicity
Cons: Requires bank/card linking
Best For: Hands-free cashback earners

8. BeFrugal

Platform: Android, iOS, Web

Features:

Up to 40% cashback
$10 welcome bonus
Pros: High welcome bonus and variety of stores
Cons: Payouts can take weeks
Best For: Deal finders and frequent online buyers

9. Receipt Hog

Platform: Android, iOS

Features:

Upload any receipt for coins
Coins = real money
Pros: All receipts qualify
Cons: Slower earning rate
Best For: Frequent in-store shoppers

10. Drop

Platform: Android, iOS

Features:

Link debit/credit card
Earn points on regular spending
Pros: Hands-off earning
Cons: Point values vary widely
Best For: Everyday spenders

11. MyPoints

Platform: Android, iOS, Web

Features:

Shop, watch videos, and take surveys
Redeem points for gift cards
Pros: Many ways to earn
Cons: Low payout ratio for some activities
Best For: Multi-taskers and side hustlers

12. Swagbucks Live

Platform: Android, iOS

Features:

Trivia game with Swagbucks points
Redeem for gift cards
Pros: Fun and rewarding
Cons: Time-limited earning
Best For: Gamified reward seekers

13. RetailMeNot

Platform: Android, iOS, Web

Features:

Coupons + cashback in one
Restaurant deals included
Pros: Fast cashback processing
Cons: Limited to listed stores
Best For: Coupon hunters

14. Coupons.com

Platform: Android, iOS

Features:

Grocery coupons and cashback
Pros: Simple and reliable
Cons: Limited retailers
Best For: Grocery shoppers

15. Upside

Platform: Android, iOS

Features:

Cashback on gas and groceries
Partnered with local stores
Pros: Good for drivers
Cons: May need to claim offers before shopping
Best For: Road trippers and daily commuters

16. Pei

Platform: Android, iOS

Features:

Auto-cashback on purchases
Pros: Bitcoin or cash payout options
Cons: Limited retailer network
Best For: Crypto-earning enthusiasts

17. Lolli

Platform: Browser Extension, iOS

Features:

Earn Bitcoin instead of fiat cashback
Pros: Unique crypto rewards
Cons: Niche use-case
Best For: Crypto lovers and Bitcoin holders

🔹 How to Maximize Cashback & Rewards

Want to make the most of your cashback and rewards? Here are some smart ways to boost your savings:

Stack deals:
You can maximize your savings by combining cashback offers, coupon codes, and credit card rewards. For example, use a cashback app while applying a coupon, and earn extra credit card points!
Shop through browser extensions:
If you’re shopping online, use browser extensions like Honey or Rakuten to automatically apply the best coupons and cashback offers. It’s an easy way to save without any extra effort.
Refer friends for bonus money:
Many cashback apps offer extra bonuses when you refer friends. It’s a simple way to make extra cash just by sharing your favorite apps.
Use app notifications for limited-time offers:
Don’t miss out on flash sales or double cashback offers. Turn on app notifications so you’re always in the loop when new deals arrive.
Connect your debit/credit card (securely):
By linking your debit or credit card to cashback apps like Dosh or Drop, you can earn cashback automatically with your regular purchases.

Frequently Asked Questions
Q1. Are cashback shopping apps legit? Yes, most are backed by reputable companies like PayPal or Rakuten. They earn through affiliate commissions.

Q2. Which cashback app pays the most? Rakuten and BeFrugal offer some of the highest percentage cashback rates.

Q3. Can I use multiple apps together? Yes, you can combine receipt apps with card-linked apps and browser extensions for max earnings.

Q4. Is it safe to link my card? Apps like Dosh and Drop use bank-level encryption. Always use official apps.

Q5. What is the best app for groceries? Ibotta and Coupons.com are excellent for grocery-related cashback.

Conclusion
With these 17 powerful cashback and rewards apps, shopping smart is easier than ever. Whether you want to earn Bitcoin, stack gift cards, or just put some money back in your wallet, there’s something here for everyone. Try a few today and start getting rewarded for the things you already buy.

CTA: Ready to save while you shop? Download one or more of these apps and let your everyday purchases pay you back!

Cashback & Rewards: 17 Best Shopping Apps with Bonuses (Android & iPhone)